Avoid invalidating your Car Insurance this winter…

British winters are usually wet, windy, snowy, rainy and muddy affairs and this winter isn’t set to be any different. When out and about in soggy conditions, you will likely want to protect your feet against the elements with a good old pair of wellies, or at least a sturdy set of walking or snow boots. But, when you’re done for the day and preparing for the drive home, do you change your shoes into something less bulky? Many of us don’t.

The problem is, your car insurers may refuse to pay out on your claim if you are found to be wearing heavy boots or wellies covered in water or snow. The reason behind this is that such attire is deemed as inappropriate footwear for safe driving. Your boots could get stuck to or slip on the pedals, giving you less control of your vehicle. In March 2018, 13% of drivers confessed to stalling their car due to inappropriate footwear.

GEM Motoring Assist said; “We know that fashion dictates which winter boots are popular this season, however, many of them don’t offer enough grip and could cause your foot to slip off or in between the peddles when driving.

‘This could cause a serious accident if control of your car is lost.

Always keep a sturdy pair of shoes in your vehicle for driving, ideally ones that can be fastened securely or laced up, and with a good grip on the sole. Correct footwear makes driving a lot less hazardous. Wellington boots can also make it more difficult to control your feet and movement on the pedals.”

Donning appropriate footwear

So, what footwear should you be wearing when you drive?

The AA recommends: 

  • Soft shoes
  • Thin sole
  • Slight grip
  • Lightweight
  • Not chunky
  • Basic flat shoe or trainer

Your best bet is to always to keep an appropriate pair of shoes in your car, so you don’t get caught out. The AA also recommends you don’t drive barefoot or in flip flops as this doesn’t give you the full control you need. 

If you’re on the hunt for competitive Car Insurance or want to add something onto your existing policy give Prospero a call on 0800 689 1370. We can help all types of drivers find the right cover for your needs whether you’re a learner, student or new driver or you’re looking to cover a premium vehicle.

Need to cover a commercial vehicle? We can help you protect your entire fleet under one policy.