Is your vehicle MOT ready?

When lockdown first began, the Government took steps to protect both drivers and motor traders by extending all MOTs due from March 30 by six months. This meant that during this period, those affected could legally drive their vehicles if reasonable measures were taken to keep it in a roadworthy condition.

Now that lockdown has been eased significantly and people can safely undergo an MOT with safety precautions in place, mandatory testing is set to be reintroduced on the 1st August across England, Scotland and Wales. This means that vehicle owners whose test is due after 1st August will be required to undertake the test as normal.

For those whose test is due before this date, the 6-month exemption will still apply.

This means that:

  • Your vehicle will continue to have a valid MOT certificate for an extra six months on top of the original expiry date.
  • You can still tax your vehicle.
  • Your insurance WILL remain valid
  • Your vehicle’s MOT record will be updated and will be visible for police

Checking your vehicle’s expiry date

If you’re unsure about the exact time your vehicle was/is due to expire, you can check online here. You simply need your vehicle registration and the information is free to access.

Driving without an MOT

It’s essential that your vehicle’s MOT is up to date in accordance with the latest guidelines as, if you get caught out you could face serious repercussions.

For vehicles without an MOT

  • Fine of up to £1,000
  • Invalidate Car Insurance

If your vehicle is deemed ‘dangerous’

  • Fine of up to £2,500
  • Points on licence
  • Potential ban on driving  
  • Invalidate Car Insurance

It’s also worth noting that if you take your car for an MOT and it fails, you will only be able to drive the car to be repaired and that’s only if it’s completely roadworthy at all times. Driving a car with a failed MOT could also mean that you’re not covered by your insurance so ensure you are safe to drive the car before doing so.

If you have any questions about whether your Car Insurance will be impacted by these changes or want to discuss arranging or renewing cover with Prospero, we would be happy to help. Just get in touch on 0800 689 1370.